There are many reasons why someone wouldn’t upgrade their account on alertpay (like not having a credit card to verify your account or not wanting to pay 2.5$ + fee on every transaction).
How to accept credit card payments via alertpay without upgrading your account
The trick to receive credit card payment via alertpay without upgrading your account is pretty simple one.
Please note, the sender has to have a verified alertpay account with credit card attached to it though.
To receive credit card payments on your alertpay account, simply send that sender a payment request. Once he accepts payment request on alertpay he is asked if he wants to pay via credit card or cash amount in his alertpay account.
If he choses to pay via credit card, the process will go smoothly and you will receive payment from credit card via alertpay account.
Hope it helps someone in situations like I was today!